This Bank was established to serve the financial needs of our community, its businesses, and its citizens. In order to accomplish this, we must provide high quality, friendly financial services to our customers. We realize that customers are the Banks most important asset; however, employees are an equally important asset. Our employees are expected to provide these high quality, friendly financial services with a sense of self-motivation, dedication, loyalty, and responsibility. The Bank is dedicated to protecting our customers and employee relationships in an honest and trustworthy manner. The Bank is also committed to being a responsible citizen and leader in the communities we serve. We understand that our Bank charter directs us to focus on community-based independent banking services. We shall strive to protect the strong capital position of the Bank by making a profit from rendering quality services to customers and should not sacrifice long-term profitable relationships for short-term profit goals. We shall strive to be perceived as the best in our market area through the eyes of our customers, community, employees and stockholders.